Love your local credit union

On October 29, 2010, in Managing money, Saving money, by Jim Wood

I’m sure you’ve seen all the ads from Behemoth Bank about how you’re a part of their big happy family, right? Forget all that. The business on the other side of the table is trying to extract as much money as they can. Your goal is to get what you want and pay as little [...]

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Funny quotes on borrowing money

On October 27, 2010, in Quotes, by Jim Wood

“Creditors have better memories than debtors.” — Benjamin Franklin “Acquaintance: A person we know well enough to borrow from, but not well enough to lend to.” — Ambrose Bierce Return to home page>

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Beating Behemoth Bank at their own game

On October 22, 2010, in Discounts, Spending money, by Jim Wood

You may recall from last week’s post that I reviewed a credit card offer. This offer was a partnership between a major hotel chain and a mega bank (fondly referred to as “Behemoth Bank”). The basic idea was, “get our card, get free hotel nights.” As we discovered last time, if you’re not careful with [...]

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Credit card applications: the fine print

On October 16, 2010, in Managing money, Spending money, by Jim Wood

I received yet another glossy credit card solicitation in the mail this week. Normally these go straight into my recycling bin, but since I’m now blogging about personal finance, I thought it might be interesting to read the details of this offer. The solicitation was a partnership between a major bank (whom I will fondly [...]

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Now available on Amazon.com!

On October 13, 2010, in Uncategorized, by Jim Wood

From Ramen to Riches: Building Wealth in Your 20s is now available on Amazon.com! It will be available through other major booksellers by the end of November. For more information, please visit: http://www.fromramentoriches.com/buythebook

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Sneaky gas station tricks

On October 8, 2010, in Managing money, Spending money, by Jim Wood

I’ve recently been stopping at a national-branded gas station with fairly inexpensive gasoline that’s on the way home from my son’s karate school. The first couple of times, I was getting ready to pump the gas while daydreaming about something else. As I reflexively went to hit the “87-octane” button, my hand stopped in a [...]

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