Telecommunications expenses (phone, Internet, cable TV) can add up over time. In fact, it’s easy to spend over $100/month on this stuff if you’re not careful. That same amount invested in the stock market over 50 years could be worth over $1,000,000. (To find out why, see Chapter 2 of From Ramen to Riches for [...]
You may recall from last week’s post that I reviewed a credit card offer. This offer was a partnership between a major hotel chain and a mega bank (fondly referred to as “Behemoth Bank”). The basic idea was, “get our card, get free hotel nights.” As we discovered last time, if you’re not careful with [...]
An establishment that does not post prices online or have a rate sheet for review is inviting you to negotiate. Health clubs and gyms are frequent perpetrators of this approach. Never take their first offer. For example, when we first enrolled in a local health club a few years ago, we told the sales associate [...]





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